Retirement
Retirement pension

Retirement marks the end of active service and the granting of a pension to the subscriber. Learn about the main criteria and applicable procedures: entitlement to retirement pension and method of calculation.

2026-02-18

Definition

Retirement pension is the benefit granted to the scheme members (either active or deferred) that, having met the qualifying conditions, cease to be civil servants / employees.

Retirement can be due to:

Employees' request, when he meets the voluntary retirement qualifying conditions;
Incapacity;
Age limit;
Special regulations.

Entitlement to a retirement pension depends on a period of membership of 5 years minimum.

Retirement can either be claimed by the member - voluntary retirement -, or imposed by law (age limit) or by employer' decision - compulsory retirement.

Voluntary retirement can be qualified as early retirement.

Entitlement to retirement pension

A retirement pension is granted when the scheme member meets one of the following conditions:

15 years of service and the normal retirement age (INAPV), of 66 years and 9 months (2026);
The personal retirement age (IPAPV), according to Table I (INAPV is reduced 4 months for each year of service above 40 years), with the minimum of 60 years:

Table I - Personal retirement age
Service (years)	Personal retirement age
=> 41 and <42	66 years and 5 months
=> 42 and <43	66 years and 1 months
=> 43 and <44	65 years and 9 months
=> 44 and <45	65 years and 5 months
=> 45 and <46	65 years and 1 months
=> 46 and <47	64 years and 9 months
=> 47 and <48	64 years and 5 months
...	...

Retirement pension scheme

The voluntary retirement pension not related to incapacity (such as the early retirement due to disability) is granted according to:

The pension scheme rules at the time of pension claim submission and the member situation at the time the final decision concerning the retirement pension is taken.

In the other situations, the retirement pension is granted according to the pension scheme rules and the member situation at the time (scheme meaningful moment):

The scheme member reaches the age limit (70 years);
The scheme member is found permanent and totally unable for his work by CGA medical committee;
The member is punished with the penalty of compulsory retirement.

After that moment, nor membership period or salary changes will be considered for pension calculation (not scheme meaningful).

Scheme meaningful job

Civil servants retire upon their last job.

The first part of the retirement pension (P1) of the civil servants appointed before 1993-09-01 (related to the time of service before 2006-01-01) is, in principle, calculated upon the salary of the job the member had at 2005-12-31.

However, there are some situations in which the pensionable remuneration is:

The average of pensionable remuneration over the last 2 years (2004 and 2005) (more than one job / position in that period);
The average of pensionable remuneration during the last 3 years (2003, 2004 and 2005) (chief offices or scheme members labour contracted).

The second part of the retirement pension (P2) of the civil servants appointed before 1993-09-01 (related to the time of service after 2005-12-31) and the whole retirement pension of those appointed from 1993-09-01 onwards are calculated according to the rules that apply to private workers / Social Security pensions (average of pensionable remuneration during the entire career).

Method of calculation

Pension payment

Pensions are deposited in pensioners Bank accounts.

The pensioners living abroad can ask for the pension to be paid in their country of residence.

The annual pension payment schedule is established and made public available at payment page.

Pension prescription

Retirement pensions prescribe one year after the date they should have been paid.

If the pensioner does not withdraw its pensions for consecutive 3 years, the unitary right to the pension will prescribe and he will loose the status of retired / pensioner.

Retirement Retirement pension